Download my one-page guide on the what, who, why, and how when it comes to this home strategy 

This is a strategy where you buy a home for both primary living and long-term investing. You can live in it with the goal of leaving it as a rental down the road when you buy a new primary but the most common method is living in part of it and renting out the rest. You’re still buying a primary residence, but you’re using rental income to make ownership more affordable. With the right property and financing strategy, it can be one of the smartest ways to build wealth

of NextGen buyers said they would consider “House Hacking” as an arrangement to make homeownership  affordable

House hacking is increasingly viewed as a practical path to buying a home sooner, not later. The data shows that today's feelings on affordability are reshaping how people plan when it comes to buying homes. This is why it is so important to be creative when it comes to the strategies you use to not only achieve the American dream of home ownership, but build wealth FASTER.

Those with a flexible lifestyle and budget tend to love house hacking. Many first-time buyers use this as their entry point into real estate investing. They live in the property for 1–3 years, move out, and keep the home as a rental. Many will do this for their first few homes until they are ready to settle into their long-term residence.

Rental income can offset your mortgage

You build equity and lower your out‑of‑pocket cost

Owner‑occupied loans require less money down

Tenants help pay down your loan over time

You can keep the property as a rental later

Step 1:

Choose the right strategy based on comfort & long-term plans

Step 2:

Run conservative numbers on rent, mortgage payments, & expenses

Step 3:

Get pre-approved with a lender experienced in house hacking

Let's connect & put together a personalized plan to make your goals a reality

NOT ALL LENDERS ARE THE SAME!  My team and I are committed to helping our clients make well-informed, confident decisions with all their home financing needs.  Learn more about how we help families achieve their goals and build long-term wealth 

Educational purposes only. Financing options, loan programs, and eligibility vary by borrower and property type. Guild Mortgage Company; Equal Housing Opportunity; Company NMLS #3274 (www.nmlsconsumeraccess.org). Tyler Brown NMLS #1876610 is authorized to do business in the states of Arizona, California, Colorado, Oregon, Texas, and Washington. AZ BK#0018883; AZ LO-1009306; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; (www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3274). 4 West Redlands Boulevard Suite 200 Redlands, CA 92373. For more licensing information, please visit www.guildmortgage.com/licensing. Content created and owned by Danielle Anderson